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Febriana G. DAMPAK PENERAPAN FINANCIAL TECHNOLOGY TERHADAP PENINGKATAN KINERJA UMKM. j. prospek. pend. ilm. sos. eko. [Internet]. 2025 Jun. 26 [cited 2026 Jul. 18];7(1):42-5. Available from: https://jurnal.fkip.unmul.ac.id/index.php/prospek/article/view/6893