FEBRIANA, Ghina. DAMPAK PENERAPAN FINANCIAL TECHNOLOGY TERHADAP PENINGKATAN KINERJA UMKM. Jurnal Prospek: Pendidikan Ilmu Sosial dan Ekonomi, [S. l.], v. 7, n. 1, p. 42–52, 2025. Disponível em: https://jurnal.fkip.unmul.ac.id/index.php/prospek/article/view/6893. Acesso em: 18 jul. 2026.